1. POS ArRahnu Gold
a)	POS ArRahnu Gold is a Shariah-compliant digital gold product that allows customers to buy, sell and convert to minted gold bar. The actual physical gold is securely stored in a well-established security vault in Malaysia.
b)	POS ArRahnu Gold provides live gold prices for customers to buy and sell.
c)	Customers have the option to request physical gold in minted gold bar form by paying the necessary fulfillment cost.
d)	Parties involved in the gold transaction: i. The Customers a) As a Buyer - The customer purchases the gold from POS ArRahnu Gold. b) As a Seller - The customer sells the gold to POS ArRahnu Gold. ii. The Company (Go Capital Growth Sdn Bhd) formerly known as ACE Capital Growth a) As a Seller - The company sells the gold to the customer. b) As a Buyer - The company buys back the gold from the customer. c) As a Custodian - The company acts as POS ArRahnu Gold customer's representative to safeguard the gold purchased by the customer. d) As Gold Supplier - The company procures 999.9% LBMA accredited Gold Bars for sale via POS ArRahnu Gold.

2. To be eligible for a POS ArRahnu Gold account, individuals must meet the following criteria:

a)	The individual must be 18 years old and above.
b)	Malaysian and permanent residents with valid MyKad & MyTentera
c)	Non-Malaysians may also open an account, provided they have a local Current or Saving Bank Account in Malaysia.

The following fees and charges may apply: a) Storage Fees i) The storage fee is 1% per annum based on your daily gold holdings. This fee will be accrued daily and debited from the account monthly at the end of the month or MYR1.00 equivalent in grams, whichever is higher, or upon the closure of the account. For account closure, the storage fee will be calculated on a pro-rata basis. ii) The storage fee is calculated at a rate and subject to minimum charges per month, as may be determined from time to time. We will notify you by posting on the POS ArRahnu Gold Platform at least five (5) business days prior to the effective date of any changes. b) Payment Cost : The FPX processing fee of MYR 1.20 per transaction is applicable only for successful transactions. c) Physical Gold Fulfilment Cost : i. Making Charges Denomination (gram) Making Charges/pc (MYR) 0.5 62.50 1 65.00 4.25 141.25 5 145.00 10 195.00 21.25 316.25 50 645.00 100 1000.00 ii. Courier Charges Courier Charges Cost Packing Limit WM MYR17.00 per parcel Min 1g – Max 100g AND Min 1 pc – Max 30 pcs per parcel EM MYR23.00 per parcel Min 1g – Max 100g AND Min 1 pc – Max 30 pcs per parcel Notes: 1) The fulfillment fee refers to Making Charges (Premium/Pcs + Handling Charges/Pcs + Insurance/Pcs) + Packaging & Shipping. 2) Packaging and shipment costs are charged only once. 3) The company reserves the right to revise the fulfillment cost from time to time without prior notice. The changes will be based on the charges imposed by the vendors and service providers. 4) The maximum for physical gold fulfillment of minted gold bars is 100 grams or a maximum of 30 pieces per parcel, each time. 5) This policy applies to both West Malaysia and East Malaysia; delivery is available in Malaysia only. 6) For physical delivery, the customer needs to appoint the seller as their agent (wakil) to keep/hold the purchased/converted gold in custody (wadiah) until the collection takes place by the purchaser or their appointed agent (wakil), or until the gold is delivered by the agent (wakil). For illustration physical gold fulfilment only. Scenario Calculation Total Customer to Pay Making Charges Packaging Shipment 2 grams of physical gold (same denomination - 1 gram) MYR 65.00 x 2 pcs MYR17.00 (WM) MYR 147.00 100 grams of physical gold(multiple denomination) 50 gram - MYR 645.00 x 1 pcs 10 gram - MYR 195.00 x 3 pcs 5 gram - MYR 145 x 4 pcs MYR17.00 MYR 1,827.00

For any assistance, you may contact us using the following:
Contact Number: 01300 300 300
(Monday to Friday, excluding Public Holidays, from 8 am to 9 pm)
Email: [email protected]
Company Address: Tingkat 3, Ibu Pejabat Pos Kompleks Dayabumi, 50670 Wilayah Persekutuan Kuala Lumpur